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A business wishes to discount a future value dollar amount to present value. Which type of interest is used for this calculation?

A company factored $100,000 of accounts receivables. The factor discounted the receivables by the interest for the one year it planned to take to collect the receivables. Using an annual interest rate of 9%, the present value of the receivables is $100,000 * 0.917 = $91,700. How much cash should the company expect to receive?

A company plans on purchasing a new piece of equipment in six years. The equipment is expected to cost $200,000. In planning for this purchase, the company will deposit an amount of money into an investment account earning 8% compounded annually. Using an 8% interest rate, the implied annual interest is $200,000 * 0.08 = $16,000. The following information is given: Assuming an annual interest rate of 8% for eight years is appropriate, the present value of the deposit is $200,000 * 0.62741 = $125,482. Assuming an annual interest rate of 8% for six years is appropriate, the present value of the deposit is $200,000 * 0.63017 = $126,034. Assuming an annual interest rate of 8% for eight years is appropriate, the present value of the deposit is $200,000 * 0.54027 = $108,054. How much does this company need to deposit today?

A company will receive payments of $8,000 per year for the next five years under a subscription contract. The first payment will be made at the beginning of the contract. Assuming an annual interest rate of 4% is appropriate, the present value of an ordinary annuity is 4.4518 * $8,000 = $35,615 and the present value of an annuity due is 4.6299 * $8,000 = $37,039. Which amount must the company record for this sale in accordance with generally accepted accounting principles (GAAP) if collection is reasonably assured?