Who would NOT be covered under an additional Insured rider attached to a life insurance policy?

A spouse is commonly included as an additional insured under a life insurance policy because they are considered a primary beneficiary and are closely tied to the policyholder's personal and financial interests. The rider aims to provide financial protection to the spouse in the event of the policyholder's death.

Minor children are often included under an additional insured rider as they are direct dependents of the policyholder. Coverage for minor children ensures that they receive financial support in case of the policyholder's passing, safeguarding their welfare.

Dependent parents can also be included as additional insured individuals on a life insurance policy. If the policyholder provides significant financial support or caregiving to their parents, the additional insured rider can extend coverage to ensure their protection in the event of the policyholder's death.