If a premium is NOT submitted with a life insurance application, the agent MUST have the applicant sign which of the following when delivering a policy?

A replacement form is required when a new policy is being issued to replace an existing one. It is not relevant in situations where a premium has not been submitted, as the focus is on confirming the applicant's current health status rather than addressing policy replacement.

An HIV consent form is typically used when an applicant is being tested for HIV as part of the underwriting process. This form is not necessary when delivering a policy after the application has been submitted without a premium, as the focus is on health confirmation rather than specific testing consent.

A beneficiary assignment designates who will receive the policy benefits upon the insured's death. This document is important for policy administration but does not address the requirement for confirming the applicant's health status when a premium has not been submitted.