The person who is paid on a fee-for-service basis is also known as

An insured refers to an individual who has insurance coverage, meaning they are protected against financial loss from health-related expenses. This term does not relate to the payment structure of healthcare services but rather to the recipient of those services and their financial protection.

A subscriber typically refers to an individual who enrolls in a health insurance plan, thereby agreeing to pay premiums for coverage. While subscribers may utilize providers' services, the term does not indicate the role of the individual or entity that provides care, making it an inaccurate choice for a fee-for-service context.

An employee is someone who works for an organization and receives a salary or hourly wage, which is different from a fee-for-service arrangement. Employees may provide healthcare services, but they are typically compensated through a different model, such as a salary, rather than charging for each service performed.