Zach totaled his car in an accident. The insurer offered him $60,000 to replace the vehicle, which Zach rejected. The insurer even went up to $70,000, but Zach stuck by his demand for $95,000. The case eventually went to trial and the jury awarded Zach $65,000. Which of the following statements is TRUE?

Once a case goes to trial and a jury renders a verdict, the opportunity for reopening negotiations typically ends. The jury's decision is binding, and Zach cannot go back to the insurer for a higher amount after the verdict has been reached.

The jury's award of $65,000 is final and reflects their judgment based on the presented evidence. The last offer from the insurer cannot be enforced as a payment obligation, as offers made during negotiations are not binding once a verdict is reached.

An appeal typically challenges the legal basis of a decision rather than negotiating offers made during settlement discussions. Since the jury's award is $65,000, Zach cannot appeal to obtain the prior offer amount of $70,000, as appeals focus on procedural or substantive legal errors rather than settlement negotiations.