With respect to a life settlement contract, no person shall directly or indirectly pay a referral or finders fee to any person other than the

An owner's physician is not authorized to receive referral or finders fees in the context of a life settlement contract. Although they may provide medical information necessary for the process, their role does not involve facilitating the transaction itself, and paying them a fee would violate regulatory guidelines.

While insurance consultants may offer valuable advice regarding insurance policies, they are not designated to receive referral or finders fees under life settlement contracts. Their role is more advisory, and compensating them in this manner could lead to conflicts of interest and compliance issues.

An owner's accountant assists with financial matters but does not have a direct role in facilitating life settlements. Paying referral or finders fees to an accountant could undermine the integrity of the transaction, as their expertise is not aligned with the specifics of life settlement agreements.