Which type of policy would pay benefits for death due to war or aviation?

Ordinary whole life insurance provides lifelong coverage and includes a savings component, but it typically does not cover deaths resulting from high-risk activities such as war or aviation. These exclusions are standard in most traditional life insurance policies due to the increased risk associated with such events.

Limited pay life insurance allows the policyholder to pay premiums for a limited time while maintaining coverage for their lifetime. However, like ordinary whole life policies, it generally does not cover deaths due to war or aviation, as these are considered special risks outside standard policy terms.

Variable life insurance combines a death benefit with an investment component, allowing policyholders to allocate premiums among various investment options. However, similar to ordinary and limited pay life, it usually excludes coverage for deaths caused by war or aviation, focusing primarily on investment growth and standard life coverage.