Which term refers to information that, if it were disclosed, would change the agreement between the insurer and the insured?

Verified facts are confirmed pieces of information that may or may not impact an agreement but do not necessarily hold the same weight as material facts. While a verified fact can be accurate, it lacks the specific relevance to the insurer-insured relationship that material facts possess, as it does not inherently influence the terms of the policy.

Required facts pertain to information that the insurer mandates be disclosed, but they do not necessarily encompass all information that could alter the agreement. While some required facts may be material, not all required facts have the potential to change the terms of the contract, making this choice less accurate.

Significant facts denote information that is important but do not specifically imply a legal obligation to disclose or the potential to alter an agreement. Unlike material facts, which directly impact the insurer-insured relationship, significant facts may vary in relevance and do not carry the same legal implications in insurance contracts.