Which regulatory guidance was proposed after the 2007-2008 financial crisis to increase capital levels and liquidity levels in banks?

Basel II was the regulatory framework established prior to the 2007-2008 financial crisis, focusing primarily on risk management and capital adequacy. While it laid important groundwork, it was Basel III that was specifically developed to address the shortcomings revealed during the financial crisis and enhance the resilience of banks.

The Federal Deposit Insurance Corporation Improvement Act was enacted in 1991 to address issues related to the savings and loan crisis, but it does not relate directly to the 2007-2008 financial crisis or the subsequent regulatory changes aimed at increasing capital and liquidity levels in banks.

The Dodd-Frank Act, passed in 2010, introduced extensive reforms to the financial system but was not specifically focused on capital and liquidity levels in banks. It aimed more broadly at enhancing consumer protection and reducing systemic risk, making it distinct from the targeted objectives of Basel III.