Which of the following would a broker examine to get a summary of ownership history, liens, and encumbrances on a piece of real property?

The chain of title is a chronological list of all the owners of a property since its original grant. While it provides a record of ownership, it does not summarize liens and encumbrances like the abstract of title does. Thus, it lacks the comprehensive overview needed for examining the property's current legal status.

A certificate of title is a legal document that certifies the state of the title to a property, often issued by a title company. However, it does not provide a detailed history of ownership, liens, or encumbrances. Instead, it merely states whether the title is clear or if there are issues, thus lacking the depth of information found in an abstract of title.

An HOA disclosure packet contains information specific to the homeowners association, such as rules, fees, and pending assessments. It does not provide a summary of ownership history or encumbrances, making it irrelevant for assessing the legal status of the property itself.