Which of the following situations does NOT involve misrepresentation?

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Atticus manages an insurance agency and posts the salespeople's numbers publicly each month, to promote competition.

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Astrid, a public adjuster, agrees to reduce her damage estimates by 5%, in exchange for $500 in cash per claim from LMN Insurance.

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ABC insurance runs an ad that implies that XYZ Insurance is going out of business, when this is not the case.

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Angie is trying to sell a homeowners policy to Anne. When Anne asks Angie if the policy involves RC coverage, Angie says it does, without telling Anne that she will have to purchase an endorsement in order for RC coverage to apply.

Which of the following situations does NOT involve misrepresentation?

Atticus manages an insurance agency and posts the salespeople's numbers publicly each month, to promote competition.

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