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Which of the following problems would be covered by a home warranty

Rationale

The water heater burst, requiring complete replacement.

A home warranty typically covers major systems and appliances within a home, including water heaters. When a water heater fails and needs replacement, it falls under the protection offered by such warranties, ensuring homeowners are not financially burdened by unexpected repair costs.

A (The television that the previous owner left behind quit working) YOUR ANSWER

Home warranties do not cover personal property or appliances that are not built-in systems of the home. Since the television was left behind by the previous owner, it is considered personal property and not part of the home warranty coverage.

B (The title search did not reveal the lack of a discharge of lien) YOUR ANSWER

Issues related to property titles, such as liens, are legal matters that fall outside the scope of home warranties. These warranties are designed to cover repairs and replacements of home systems and appliances, not legal or title-related issues.

C (The neighbor's fence is encroaching onto the subject property) YOUR ANSWER

Disputes regarding property boundaries, such as encroaching fences, are matters of real estate law and do not fall under the coverage of a home warranty. A home warranty is focused on the functionality of home systems and appliances rather than property disputes.

D (The water heater burst, requiring complete replacement) CORRECT

This situation is precisely what a home warranty is designed to cover. When a major home system, like a water heater, fails and needs to be replaced, the warranty will typically provide the necessary financial support for the homeowner to resolve the issue without incurring significant out-of-pocket expenses.

Conclusion

Home warranties serve to protect homeowners from unexpected repair costs associated with major systems and appliances in their homes. Of the options provided, only the failure of the water heater aligns with the coverage typically offered by a home warranty, while the other scenarios relate to personal property, legal disputes, or title issues that are not included in such protection plans.

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