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Which of the following problems would be covered by a home warranty?

Rationale

The water heater burst, requiring complete replacement.

A home warranty typically covers major systems and appliances, such as water heaters, against failures due to normal wear and tear. In this case, the bursting of the water heater falls under the warranty’s scope, as it necessitates repair or replacement of a covered item.

A (The television that the previous owner left behind quit working.) YOUR ANSWER

Home warranties do not cover personal property, including appliances or electronics that are not built into the home. Since the television is a personal item left by the previous owner, it does not fall under the coverage of a home warranty.

B (The title search did not reveal the lack of a discharge of lien.) YOUR ANSWER

Issues regarding title searches and liens are legal matters related to property ownership and are not covered by home warranties. A home warranty focuses on the functionality of home systems and appliances rather than legal or title issues.

C (The neighbor's fence is encroaching onto the subject property.) YOUR ANSWER

Boundary disputes involving encroachment are related to property lines and legal ownership, which are outside the purview of a home warranty. This type of issue requires resolution through legal channels rather than warranty coverage.

D (The water heater burst, requiring complete replacement.) CORRECT

This problem directly involves a major home system covered under most home warranties. The failure of the water heater due to typical use qualifies for repair or replacement under the warranty terms, making it a legitimate claim.

Conclusion

Home warranties specifically provide coverage for major systems and appliances against failures from regular use, exemplified by the burst water heater in this scenario. Other options, such as personal property issues, legal title disputes, and property boundary encroachments, do not fall within the warranty's coverage, emphasizing the importance of understanding the limitations of home warranty policies.

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