Difficulty: Easy

Average Score: 78%

Which of the following is TRUE with regard to benefits and rights for a pregnant new enrollee or dependents?

Rationale

Benefits cannot be denied to a new enrollee for medical costs arising from an existing pregnancy.

This statement highlights an important protection for new enrollees, ensuring that they cannot be discriminated against or denied benefits due to medical costs associated with an existing pregnancy.

A (Pregnancy-related conditions may be considered in hiring a new enrollee, but not in promoting or evaluating a current enrollee.) YOUR ANSWER

This choice is incorrect as it suggests that pregnancy-related conditions can be a factor in the hiring process, which could lead to discrimination. In reality, it is illegal to consider pregnancy in employment decisions.

B (Women who take leave for pregnancy beyond 8 weeks cannot be denied accrual of seniority during the portion of the leave that exceeds 8 weeks.) YOUR ANSWER

This statement is incorrect as it addresses seniority accrual during extended pregnancy leave. Seniority rights during pregnancy leave can vary depending on company policies and legal regulations, and denial of seniority accrual may not always be prohibited.

D (Temporary disability for pregnancy-related causes results in lower benefits than temporary disability for work-related causes.) YOUR ANSWER

This choice is incorrect because it suggests that temporary disability benefits for pregnancy-related causes are lower than those for work-related causes. In many cases, temporary disability benefits do not distinguish between the reasons for the disability and are provided based on the individual's needs.

Conclusion

The correct choice, C, emphasizes the protection of new enrollees from benefit denials related to medical costs from an existing pregnancy. This safeguard ensures that individuals are not unfairly deprived of benefits due to pregnancy-related expenses, promoting equality and fairness in healthcare coverage for pregnant new enrollees or their dependents.

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