Which of the following is NOT a standard Medigap benefit?

Skilled nursing facility coinsurance is a benefit offered by many Medigap plans. It covers the coinsurance costs for extended stays in skilled nursing facilities after a qualifying hospital stay, thereby alleviating the financial burden for patients who require additional recovery time.

Many Medigap policies include coverage for foreign travel emergencies, allowing beneficiaries to access healthcare services while traveling outside the United States. This benefit is crucial for those who may need medical attention when abroad, as original Medicare typically does not provide coverage outside the U.S.

Part B excess charges are covered by several Medigap plans, which help pay for the additional costs incurred when a provider charges more than the Medicare-approved amount for a service. This benefit provides peace of mind to beneficiaries, ensuring they are not financially responsible for these excess fees.