Which of the following is NOT a standard exclusion found in Section II (Liability) of a Homeowner's policy?

Intentional acts are commonly excluded from liability coverage in homeowner's policies. This exclusion is based on the principle that insurance is designed to protect against unintentional harm. Therefore, any damage or injury caused deliberately by the insured will not be covered under the policy.

Business pursuits refer to activities conducted for commercial gain and are often excluded from personal liability coverage in homeowner's policies. This exclusion is intended to prevent homeowners from using their personal insurance to cover risks associated with business operations, which typically require separate commercial insurance.

The exclusion of war-related damages is a standard provision in homeowner's liability policies. Insurers typically exclude coverage for damages resulting from acts of war or civil commotion, as these events are beyond the control of the insured and pose significant financial risk to insurance companies.