Which of the following is included in the application process for non-medical insurance?

Urinalysis is a common medical test that involves testing urine for various substances to assess health conditions. However, it is not a standard requirement in the application process for non-medical insurance, which primarily relies on self-reported medical history rather than laboratory tests.

Blood testing is often used in medical examinations to evaluate health conditions or risk factors. While it can be part of certain insurance applications, it is typically not included in the application process for non-medical insurance, which focuses on questions about the applicant's health rather than biochemical assessments.

A physical examination involves a thorough assessment of an individual's health by a medical professional. While it can be required for certain types of insurance, it is generally not a component of the application process for non-medical insurance, where applicants mainly provide information through medical questions instead.