Which of the following exclusions may NOT be found in a life insurance policy?

Suicide is often included as an exclusion in life insurance policies, particularly within the first few years of the policy. Insurers may stipulate that if the insured commits suicide within this period, the policy will not pay out benefits, as it is seen as a self-inflicted risk that insurers cannot predict or underwrite effectively.

Aviation-related exclusions are common in life insurance policies due to the high risks associated with flying, especially for non-commercial pilots. Policies may exclude deaths occurring while flying unless specific riders are added to cover such risks, reflecting the insurer's need to manage high-risk activities.

War exclusions are standard in life insurance policies as they address the significant risk associated with acts of war or terrorism. Many insurers will not cover deaths resulting from war-related activities, as these events pose elevated risks that are difficult to predict and mitigate.