Which of the following are red flags pertaining to potentially suspicious transactions by a customer?

Consecutively numbered money orders can be a red flag as they may suggest that the customer is trying to disguise the source of funds or engage in structuring transactions to avoid detection. This behavior is often associated with money laundering schemes.

While frequent wire transfers can be a sign of various business activities, they are not inherently suspicious. Many legitimate businesses use wire transfers for efficiency, making this choice less indicative of potential wrongdoing compared to the other options listed.

This behavior can be typical for a legitimate borrower and does not necessarily raise red flags. Local business loans are common practices and are not typically associated with suspicious activity unless other warning signs accompany them.

This is a significant red flag as it may indicate layering in money laundering, where the source of funds is being obscured through multiple transactions. Such patterns of behavior warrant further investigation.

This behavior is often indicative of structuring or smurfing, where a customer deliberately avoids triggering reporting requirements by making withdrawals just below the legal limit. This is a common tactic used to bypass regulations and potentially launder money.