Difficulty: Easy

Average Score: 79%

Which is MOST likely to be covered by a home warranty?

Rationale

Furnace that breaks weeks after move-in is most likely to be covered by a home warranty.

Home warranties typically cover the repair or replacement of major home systems and appliances, including furnaces, particularly when they fail due to normal wear and tear shortly after the homeowner takes possession of the property.

A (special assessment for undisclosed sewer) YOUR ANSWER

Special assessments are charges imposed by a homeowners' association or local government for specific improvements or repairs, such as sewer work. These assessments are not typically covered by home warranties, as they relate to property ownership and financing issues rather than the maintenance or repair of home systems or appliances.

B (error in tax proration on settlement statement) YOUR ANSWER

Errors in tax proration on settlement statements pertain to financial transactions and legal agreements during the sale of the property. Home warranties do not cover financial or legal issues arising from property transactions, focusing instead on the physical systems and appliances within the home.

C (furnace that breaks weeks after move-in) CORRECT

A furnace that fails shortly after a homeowner moves in is a prime candidate for warranty coverage. Home warranties are designed to protect homeowners from unexpected repair costs associated with essential systems like heating, especially if the failure occurs within a specified time frame after purchase.

D (property was site of paranormal event) YOUR ANSWER

Paranormal events do not fall under the scope of home warranties, which are concerned with the mechanical and functional aspects of the home. Issues related to paranormal occurrences are not recognized as home maintenance or repair problems and would not be eligible for coverage under a warranty.

Conclusion

Home warranties are intended to provide coverage for the repair and replacement of home systems and appliances. Among the options presented, the furnace that breaks weeks after move-in is the most likely to be covered, as it directly falls within the warranty's purpose of protecting homeowners from unexpected repair costs. The other options involve legal, financial, or non-physical issues that are outside the realm of home warranty protections.

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