Which is an annuity benefit option that provides payments to a survivor for the remainder of a guaranteed period?

A temporary annuity certain provides payments for a specific term but does not extend beyond that period, regardless of the annuitant's status. Once the term ends, payments cease, meaning it offers no survivor benefits beyond the guaranteed timeframe, making it unsuitable for long-term financial security for a survivor.

A refund life annuity pays a beneficiary the difference between the total premium paid and the total benefits received if the annuitant dies before the total premium is exhausted. While it does provide some survivor benefits, it does not guarantee payments for a specific period as a life annuity certain does, thus not fulfilling the requirement of providing payments for the remainder of a guaranteed period.

A pure life annuity pays benefits only during the lifetime of the annuitant, stopping completely upon their death without any guaranteed period for payments to a survivor. This structure inherently lacks the provision for a survivor to receive payments for a specified term, as it is solely dependent on the annuitant's lifespan.