Which endorsement to a Commercial Auto Coverage form protects employees while using their own vehicles on company business?

This endorsement primarily benefits the lessor of a vehicle by adding them as an additional insured and loss payee on a commercial auto policy. It does not provide coverage for employees using their own vehicles, but rather focuses on the interests of the vehicle owner in a leasing arrangement.

Personal Injury Protection (PIP) covers medical expenses and lost wages for the insured and passengers in the event of an auto accident, regardless of fault. While it provides essential medical coverage, it does not specifically address the business use of personal vehicles by employees, making it unsuitable for the question at hand.

The Individual Named Insured endorsement provides coverage specifically to a named individual on the policy. This endorsement does not extend to employees driving their own cars for business purposes; it is limited to the individual identified in the policy rather than encompassing all employees.