Which coverage addition is available under a Building and Business Personal Property policy?

Crops are typically not covered under a Building and Business Personal Property policy, as these policies are designed for buildings and personal property used in business operations, not agricultural activities. Crop insurance usually falls under a different category of insurance specifically tailored to protect against losses in farming operations.

Land is not covered under a Building and Business Personal Property policy, as property insurance focuses on buildings and personal property rather than the land itself. Coverage is limited to physical structures and personal property used for business, excluding the ground on which these structures are situated.

Cash is not covered under a Building and Business Personal Property policy, as insurance typically does not protect liquid assets such as cash. Coverage is intended for physical property, equipment, and inventory, rather than financial instruments or currency, which are better suited to be addressed by other types of insurance.