When the insured gives birth, coverage for eligible newly born children consists of coverage of injury or sickness including

Delivery expenses are costs associated with the birthing process, such as hospital fees for the delivery itself. However, these expenses are typically covered under the mother's maternity benefits rather than the newborn's coverage, which focuses on the child's health post-delivery.

The mother's lost wages due to maternity leave or time taken off work for childbirth are not covered under newborn insurance policies. This aspect falls outside the scope of healthcare coverage for the newborn, which is strictly related to the child's health and medical needs.

While the mother's hospitalization during childbirth is an important aspect of maternity care, it is not included under the coverage for the newly born child. Insurance for the newborn is concerned with the child's health conditions and potential medical issues, rather than the mother's hospitalization costs.