What coverage is provided under a broad home insurance policy?

This option suggests that both the buildings and personal contents are covered under an all-risks policy. However, broad home insurance policies differentiate between the two, providing all-risks coverage solely for the buildings and named-perils coverage for the contents, making this choice incorrect.

This choice indicates that both buildings and contents are covered under named-perils, which is inaccurate for broad home insurance policies. Such policies do not provide comprehensive coverage for the buildings but rather cover them under an all-risks approach, thus failing to meet the criteria outlined in the question.

This option incorrectly states the coverage for buildings as named-perils, which contradicts the nature of broad home insurance policies. Buildings are generally covered under all-risks, while personal contents are subject to named-perils, thereby making this choice incorrect.