Under Section I (Property) of a Homeowners Policy, there are special limits of liability for loss of

Stereo equipment is considered personal property under a homeowners policy and generally does not have special limits of liability. Instead, it is covered under the standard personal property coverage, which typically has a higher limit, allowing for more comprehensive protection against theft or damage.

Cookware is categorized as personal property without special limits under a homeowners policy. Like stereo equipment, cookware typically falls under the standard personal property coverage, providing a broader range of protection that does not have specific restrictions or lower coverage limits.

Furniture is also classified as personal property and is covered under the standard coverage limits of a homeowners policy. There are no special limits for furniture, meaning it is protected similarly to other personal items against loss or damage without the constraints that apply to items like money.