Under an individual Major Medical policy, a married policyholder with family coverage will remain in force even in the event of being disabled should purchase which of the following riders?

The AD&D rider provides additional benefits in the event of accidental death or severe injury resulting in dismemberment. While it enhances a policy by offering extra coverage for specific accidents, it does not address the payment of premiums during a disability. Therefore, it does not ensure the continuity of the Major Medical policy in the event of a disability.

The Double Indemnity rider typically pays out double the face value of the policy in cases of accidental death. Like the AD&D rider, it does not pertain to premium payments. This rider is focused solely on enhancing death benefits rather than providing financial relief regarding ongoing premium obligations during a disability.

The Guaranteed Insurability rider allows policyholders to purchase additional coverage at specified times without needing to provide evidence of insurability. While beneficial for expanding coverage, it does not address the issue of premium payments during disability, thus failing to ensure the policy remains in force during such circumstances.