The state laws that regulate insurer practices regarding underwriting, sales, ratemaking, and claims handling are called

This term refers to monitoring practices to ensure that ethical standards are upheld within an organization or industry. However, it does not specifically pertain to the regulatory framework governing insurer practices in underwriting, sales, or claims handling, which is the focus of the question.

While this term suggests oversight of insurance companies, it lacks the formal recognition and specificity of "market conduct regulation." Insurer policing does not denote a structured legal framework and is more of a colloquial expression rather than a defined category of regulations.

Solvency surveillance pertains to monitoring the financial health and stability of insurance companies to ensure they can meet their obligations to policyholders. Though important, this concept does not cover the practices of underwriting, sales, ratemaking, or claims handling, which are the primary concerns of market conduct regulation.