The personal liability supplement to the dwelling policy provides all of the following as additional coverages EXCEPT

Claim expenses are costs incurred while handling a claim, such as legal fees or court costs. This coverage is expressly included in the personal liability supplement to ensure that the policyholder is financially protected while defending against claims made against them, making it a standard part of the policy.

First aid expenses cover medical costs for injuries sustained by others on the insured's property, which is a feature of the personal liability supplement. This coverage assists the insured in addressing immediate medical needs without waiting for liability determination, reinforcing the policy's protective intent.

Damage to property of others provides coverage for damages caused by the insured to someone else's property, which is a fundamental aspect of personal liability protection. This coverage is vital in protecting the insured from financial repercussions due to accidental damage they may cause.