The employer who receives and holds the insurance policy is known as the

A group director is typically a managerial position within an organization, responsible for overseeing various operations or departments. This title does not imply any specific role in relation to insurance policies and does not indicate ownership or management of an insurance policy.

A benefit coordinator assists in the administration of employee benefits, including health insurance, retirement plans, and other perks. While they may work closely with the insurance policies, they do not hold the policy themselves; rather, they facilitate communication and understanding between the master policyholder and the employees.

A policy beneficiary is the individual or entity designated to receive benefits from an insurance policy upon the occurrence of a covered event, such as death or disability. The beneficiary does not hold the policy but rather benefits from it. This role is distinct from that of the master policyholder, who manages the policy.