The buyer and seller in each Colorado real estate sales transaction must both be furnished at closing with a

A deed of trust is a security instrument used to secure a loan on real property, involving a borrower, a lender, and a trustee. While it is crucial in the context of financing, it is not provided to both parties at closing in the same manner as the settlement statement, which is specifically meant for financial clarity.

A worksheet for real estate settlement may assist in calculating figures prior to closing, but it is not an official document that both parties must receive. Unlike the settlement statement, which is finalized and itemizes all financial details, a worksheet is typically a preliminary tool used by agents or parties involved.

A title commitment outlines the conditions under which a title insurance policy will be issued. While it is an important document in real estate transactions, it does not serve the same purpose as the settlement statement in providing a detailed account of financial transactions for both the buyer and seller at closing.