Statements made by a proposed insured on an application for life insurance are called

Provisions refer to specific clauses or conditions included in an insurance policy that outline the rights and responsibilities of both the insurer and the insured. While provisions are essential to the contract, they do not specifically refer to the statements made by the insured during the application process.

Guarantees are promises made by the insurer to provide certain benefits or coverage under specific conditions. They focus on the insurer's obligations rather than the information provided by the insured. As such, guarantees do not describe the statements made by an applicant on the insurance application.

Warranties are statements or promises that are guaranteed to be true and are often legally binding. In insurance, a warranty must be strictly adhered to, and any breach can lead to a denial of coverage. However, warranties differ from representations, as warranties require absolute truth, whereas representations only need to be truthful to the best of the applicant's knowledge.