Rather than depending on the Commercial General Liability Coverage Form, an owner may obtain security protection in any of the following ways EXCEPT

An Owner Controlled Insurance Program (OCP) policy provides coverage specifically for the owner and is a proactive measure to ensure that potential liabilities are covered. This option directly addresses the need for insurance protection and is commonly used in construction projects.

A hold harmless agreement is a contractual provision that protects the owner from liability arising from the contractor's work. This is a standard risk management practice in construction, ensuring that the owner is indemnified for claims related to the project, thereby providing an additional layer of security.

Adding the owner as an additional insured extends the contractor's liability coverage to include the owner, offering direct protection against claims arising from the contractor's operations. This is a common and effective way to enhance the owner's security in construction projects.