Oklahoma resident Joe served in the military the past 4 years. When he returned and tried to reinsta...

Question

Oklahoma resident Joe served in the military the past 4 years. When he returned and tried to reinstate his individual health insurance policy, he was denied coverage. His producer stated that because he was covered under a government plan he would be required to be reunderwritten as a new applicant subject to more restrictive coverage and increased premiums. Which of the following is TRUE?

Poker Exams Expert · Accepted Answer

Joe cannot be denied reinstatement into his same individual health plan that lapsed as a result of Joe becoming covered by a government sponsored health plan.

User · Answer

Joe cannot be denied reinstatement in his prior individual health plan unless the federal government denies him coverage based on health conditions unrelated to his military service.

User · Answer

Joe is subject to being reunderwritten in terms of his current health conditions because he cannot be penalized with more restrictive coverage.

User · Answer

Joe is not required to undergo the initial underwriting process but he cannot be reinstated under his personal plan unless he is free of pre-existing conditions.

Joe cannot be denied reinstatement into his same individual health plan that lapsed as a result of Joe becoming covered by a government-sponsored health plan.

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Joe cannot be denied reinstatement into his same individual health plan that lapsed as a result of Joe becoming covered by a government-sponsored health plan.

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