Income that is specifically protected from discrimination by Regulation B is income from:

Income from self-employment is not specifically protected under Regulation B. While lenders cannot discriminate against self-employed individuals, the act does not provide explicit protections for income derived from this source, as it focuses more on the nature of the income rather than the income type itself.

Part-time employment income is also not expressly protected by Regulation B. Lenders may evaluate part-time income based on their own criteria, and while discrimination against applicants based on employment type is prohibited, the act does not provide the same level of protection as it does for public assistance income.

Regulation B does not concern itself with income from applicants who are not on the loan. The protections offered under this regulation are focused on the applicant(s) actually seeking credit, ensuring they cannot be discriminated against based on their income sources, including public assistance.