In a workers compensation policy, provisions that state the rights and duties of the insured and insurer are called

Declarations refer to the introductory section of an insurance policy that provides essential information such as the insured's name, the policy period, and the coverage limits. While important, they do not detail the rights and duties of the parties involved; instead, they summarize the key aspects of the policy.

Definitions in an insurance policy serve to clarify terminology used throughout the document. They ensure that both the insured and insurer have a mutual understanding of specific terms. However, definitions do not specify the rights and duties of the parties involved in the policy.

Endorsements are modifications or additions to the original insurance policy that change coverage or terms. They may alter specific aspects of the policy but do not inherently outline the rights and duties of the insured and insurer as a whole. Their primary purpose is to amend or enhance the existing coverage.