Each of the following is a primary coverage provided under the Commercial General Liability policy EXCEPT

This is a fundamental coverage under the CGL policy, protecting against claims of bodily injury or property damage resulting from the insured's operations or products. It forms the core component of CGL, ensuring financial protection against legal claims arising from such incidents.

Medical Payments coverage is also included in the CGL policy and provides for medical expenses incurred by individuals injured on the insured's premises or as a result of the insured's operations, regardless of fault. This coverage aims to address minor injuries quickly and help prevent lawsuits.

This coverage protects against claims related to personal injury (such as defamation or invasion of privacy) and advertising injury (like copyright infringement) arising from the insured's business activities. It is a standard inclusion in CGL policies, safeguarding businesses from various non-physical injury claims.