Difficulty: Medium

Average Score: 60%

An open enrollment period for Medicare supplement begins upon

Rationale

Age 65 and enrollment in Medicare Part B.

During this open enrollment period, individuals who are both 65 years old and have enrolled in Medicare Part B have the opportunity to purchase a Medicare supplement plan without being subject to medical underwriting. This specific combination of age and Medicare Part B enrollment triggers the start of the open enrollment window.

A (enrollment in Medicare Part B only.) YOUR ANSWER

Enrolling in Medicare Part B alone does not initiate the open enrollment period for a Medicare supplement plan. While Medicare Part B provides coverage for outpatient services and medical supplies, it does not automatically grant access to the Medicare supplement open enrollment period.

B (reaching age 65 only.) YOUR ANSWER

Merely reaching the age of 65 does not, by itself, trigger the start of the Medicare supplement open enrollment period. Age is just one factor in the eligibility criteria, and without the additional requirement of enrolling in Medicare Part B, the open enrollment period does not commence.

C (eligibility of Medicare disability.) YOUR ANSWER

Eligibility for Medicare due to disability does not align with the conditions necessary to start the open enrollment period for a Medicare supplement plan. The specific criteria for this enrollment window are tied to age and enrollment in Medicare Part B, rather than disability status.

Conclusion

The correct answer is D: Age 65 and enrollment in Medicare Part B. This combination of reaching the age of 65 and enrolling in Medicare Part B signifies the beginning of the open enrollment period for a Medicare supplement plan. It is essential for individuals to meet both criteria to take advantage of this opportunity without facing medical underwriting restrictions.

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