A seller is interested in providing financing to the buyer of a home, but the seller wants to retain title until the loan balance is paid off. Which of the following would be the best loan option

An asset integrated mortgage is not a standard term in real estate financing and does not specifically address the seller's desire to retain title. This option lacks the necessary legal structure to ensure that the seller maintains ownership of the property until the loan is satisfied.

A wraparound mortgage involves a new mortgage that "wraps around" an existing mortgage, allowing the buyer to make payments to the seller, who then continues to pay the original lender. However, the seller does not retain title in this arrangement; the buyer typically gains equitable title immediately, which does not meet the seller's requirement.

Subordination of deed refers to the process of changing the priority of loans secured by a property, allowing a new loan to take precedence over an existing one. This option does not facilitate the seller's desire to keep the title until the loan is paid, as it pertains more to financing structure rather than ownership retention.