A request for a physician’s report must always include:

A policy illustration is a document that explains the terms and benefits of an insurance policy, but it does not pertain to the request for medical information. It is not necessary for obtaining a physician's report, as it does not provide any consent or authorization for the release of medical data.

A signed application refers to the initial paperwork submitted when applying for insurance coverage. While it may contain personal information, it does not specifically authorize the physician to release medical records. Thus, it does not fulfill the requirement for requesting a physician's report.

Underwriting criteria are guidelines used by insurance companies to assess risk and determine coverage eligibility. These criteria help inform the decision-making process but do not serve as a means to obtain patient consent for accessing medical information from a physician. Therefore, they are not relevant to the request itself.