A licensee representing the seller tells a prospective buyer that a home is insulated with asbestos. The licensee is:

While some may argue that this disclosure is excessive, it is important to note that real estate professionals have a duty to disclose material facts about a property. Since asbestos insulation can significantly affect a buyer's decision and health, the licensee is not exceeding legal requirements but fulfilling them by providing necessary information.

The licensee's primary obligation is to the seller; however, this obligation does not preclude the duty to disclose known hazards to potential buyers. Informing buyers about the presence of asbestos does not constitute disloyalty, as it helps maintain transparency and trust in the transaction process.

Acting unethically would involve providing false information or failing to disclose known hazards. In this case, the licensee is providing truthful information about the asbestos insulation, which aligns with ethical practices in real estate. Therefore, this choice misrepresents the licensee's actions.