A licensee is a partner in a title company. What should the licensee do if a buyer she represents asks about title insurance?

While advising a client to seek legal advice can be appropriate in some contexts, it does not directly address the specific inquiry about title insurance. This response fails to utilize the expertise of the licensee, who can provide valuable information regarding title insurance options.

Providing a list of title companies may seem helpful, but it does not fulfill the requirement of disclosure regarding the licensee's own affiliation with a title company. This choice could lead to confusion and does not prioritize the client's interests in the same way as a direct referral with proper disclosure would.

Although referring the client to the licensee's title company may appear beneficial, doing so without written disclosure does not comply with ethical obligations. This option could create a conflict of interest and potentially compromise the client's trust and decision-making ability.