A lender says, "So, you've told me you want to use some of your alimony for this loan. How much alimony do you get per month?" Is a lender allowed to ask that?

While a lender may not require alimony information to prepare a loan in general, if the borrower chooses to use that income for qualification, the lender must assess all relevant income sources. Therefore, this choice overlooks the specific context of using alimony in loan qualification.

This statement is misleading as it implies a blanket allowance for lenders to ask any question. Lenders must adhere to regulations regarding what constitutes acceptable inquiries, especially concerning financial qualifications. While they can ask about alimony if it's relevant, they cannot simply ask any question without justification.

This choice inaccurately states a blanket prohibition on lenders asking about alimony or child support. In fact, lenders can inquire about these payments if the borrower intends to use them in their income calculation for the loan, making this option incorrect.