In a health insurance contract, changes may be made:

Question 1

Question 1 of 5

Answer

A. Only when approved in writing by an officer of the insuring company

B. Only when approved by the agent

C. Only if the insured does so within five years from the date of issue

D. Only if the insured provides evidence of insurability

Question 2

Question 2 of 5

Answer

A. A chemical burn to the eyes resulting in blindness

B. Death resulting from the crash of a commercial airplane

C. Suicide while sane by any method or means

D. Loss of both legs in a motor vehicle collision

Question 3

Question 3 of 5

Answer

A. Inpatient hospital laboratory tests

B. Home health care services of a physician

C. Cost of medically necessary prosthetic devices

D. Medical services performed in an outpatient clinic

Question 4

Question 4 of 5

Answer

A. A coinsurance amount

B. A payor factor used by hospitals

C. The amount deducted from each employee's paycheck to pay for medical coverage

D. The amount an individual must pay before the insurance company will make any benefit payments

Question 5

Question 5 of 5

Answer

A. The premium cannot be increased above the schedule specified in the policy

In a health insurance contract, changes may be made:

A. Only when approved in writing by an officer of the insuring company

B. Only when approved by the agent

C. Only if the insured does so within five years from the date of issue

D. Only if the insured provides evidence of insurability

All of the following would be covered by an accidental death and dismemberment insurance policy EXCEPT:

A. A chemical burn to the eyes resulting in blindness

B. Death resulting from the crash of a commercial airplane

C. Suicide while sane by any method or means

D. Loss of both legs in a motor vehicle collision

Medicare Part B covers all of the following expenses EXCEPT:

A. Inpatient hospital laboratory tests

B. Home health care services of a physician

C. Cost of medically necessary prosthetic devices

D. Medical services performed in an outpatient clinic

An individual health insurance deductible is:

A. A coinsurance amount

B. A payor factor used by hospitals

C. The amount deducted from each employee's paycheck to pay for medical coverage

D. The amount an individual must pay before the insurance company will make any benefit payments

In a noncancelable disability income policy:

A. The premium cannot be increased above the schedule specified in the policy

B. The premium can be increased at the insurer's will

C. The insured has no renewal rights

D. The insurer can refuse to renew the policy

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